FNPSPP - Public Security of First Nations

Locked-in RRSP


The RBA’s locked-in RRSP is an account where the participant may transfer funds from his/her RBA pension plan. Unlike a conventional RRSP, funds in this type of vehicle are locked in because they will serve as income upon retirement. A participant cannot receive income from a locked-in RRSP. Funds must first be transferred to a LIF or be used to purchase a life annuity.


A former participant may choose the type of investment best suited to him/her; however, the participant alone assumes the risk associated with managing his/her capital.

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